Originally known as the Dover Building and Loan Company of Canal Dover, First Federal Community Bank has been serving Northeast Ohio since 1898. Since that time, we have grown considerably, opening seven locations in Ohio in the following cities: Dover, New Philadelphia, Uhrichsville, Sugarcreek, Berlin, and Mt. Hope. 

We truly believe banking is as much about people as it is about money. And although our dedication to old-fashioned customer service will never change, our commitment to innovation is equally strong. We are dedicated to continuously updating our products and services. First Federal offers the modern convenience you expect and the personal service you deserve. 

Image of person holding a keyring in the shape of a house

Home Mortgage Loans

Image of doormat with the words home sweet home

An affordable, custom-tailored mortgage can be right at your doorstep. Local decision-making allows First Federal to provide unsurpassed service with competitive rates. 

We are committed to making your experience as simple and straightforward as possible by maintaining in-house control over the entire mortgage process. We believe the less stress and time you spend at the bank, the more time you have for the fun stuff - like paint colors and flooring. 


We are here to help you every step of the way!

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  • Competitively low rates for home purchase, refinance, or construction loans

  • Available for primary residence or second homes

  • For investment properties click here

  • Multiple financing programs available:

    • Fixed rate mortgages

    • Adjustable rate mortgages (ARMs)

    • Home equity line of credit - for more information click here

  • Helpful loan advisors with working knowledge of the local real estate market

  • Refinance to use equity in your home

  • 45-day rate lock available

  • No pre-payment penalty

  • Local Northeast Ohio decision-making and processing

  • Attentive, friendly service from start to finish